Fund information, factsheets, objectives and charges (heritage Equitable Life)

Here's where you can find out more about our extended fund range. You have three choices of investment strategy for pensions and two for life, which you can use individually or combine.

Please note that the value of investments can go down as well as up and you may get back less than you invested. Past performance is not a reliable indicator of what might happen in the future. It is important that you regularly review your unit-linked investments to make sure that they fit your needs and that you are comfortable with the level of risk.

J P Morgan Asset Management

We are delighted to introduce our new investment partner, J.P. Morgan Asset Management, an investment manager with a 150-year history and the scale and expertise that we believe would be necessary to help your money grow over time. Some of the investment funds we offer may also hold investments managed by abrdn (formerly Aberdeen Standard Investments).

Fund factsheets

Please click here to find the following information:

• Latest and *historical bid prices
• Fund factsheets, which include fund objectives and risk ratings - to open the factsheet, you need to click on the fund name
• Historical performance data
• Details of charges
• TCFD product reports

*to find historical fund prices you should follow the instructions below:

• Put a tick next the chosen fund and click on ‘Add to charting tool’ and this will bring up an interactive chart
• Click on ‘Chart settings’ and choose ‘Price’
• When you move your cursor over the graph a red line will appear and you can move this up and down to see historical prices and the date and the bid price will show at the top of the chart

To obtain the right information for your policies you will need to choose the right company from the dropdown menu in the top left hand corner (which will show ‘All products’ when you first open the link). The options are:

• Equitable Life – this if for German and Irish policyholders that remained in Equitable Life following the transfer of the rest of the business to Utmost Life and Pensions. Equitable Life is now a subsidiary of Utmost Life and Pensions
• Utmost former Equitable Life - the funds shown will be for both our Life and Pensions funds, so you will need to choose the right fund for the product that you have
• Utmost former Reliance Life

Please note that the value of investments can go down as well as up and you may get back less than you invested. Past performance is not a reliable indicator of what might happen in the future. It is important that you regularly review your unit-linked investments to make sure that they fit your needs and that you are comfortable with the level of risk.

Fund charges

You will find details of individual fund charges including transaction costs here.

Fund charges, including transaction costs, to 30 June 2024

Illustration of the impact of costs and charges including transaction costs

Fund and market updates

You will find details of our fund and markets update bulletin here.

Quarterly Market Review Q3 2024

Time-tested strategies for achieving your long-term investment goals

The key to successful investing isn’t trying to predict the future, but learning from the past and understanding the present. Staying focused and not being swayed by the market’s daily ups and downs is key.